Contractors Offering Repairs of Water Damage Caused by Melting Snow Need to be Carefully Checked Out
Peoria, IL – February 21, 2014 – Recent high temperatures across central Illinois, have started the snow and ice to start melt, resulting in possible water damage and flooding.
The Better Business Bureau serving Central Illinois (BBB) advises both renters and homeowners that experience water or flood damage to be cautious when choosing a company for repairs.
Before signing a home improvement contract consider the following tips from the BBB:
Never sign a contract with blank spaces or one you do not fully understand.
Homeowners should check with local and county units of government to determine if permits or inspections are required.
Determine whether the contractor has the proper insurance.
Remember that a down payment of one-third the total contract price is made with additional payments due after completion of each phase of work. Final payment should not be made until the job is completed and you have inspected the work.
- Research details and free information on contractors you can trust at www.bbb.org and consider using the BBB’s FREE online service, Request A Quote to obtain estimates, proposals or general information from BBB Accredited contractors.
- Get all estimates in writing.
According, to the Illinois Attorney General's Office, Illinois has a Home Repair and Remodeling Act that requires contractors to furnish customers with written contracts for any repair or remodeling work costing more than$1,000. Additionally, the Act states a contract must be signed by both the customer and the contractor.
The BBB also makes these recommendations to property owners and renters looking to obtain flood insurance:
Standard flood coverage does not typically cover damage resulting from sewer backups or sump pump issues. Ask your insurance agent or company if such additional coverage is appropriate to add to your policy.
Homeowners or renters should take an inventory of their personal property and make photocopies of their insurance policies, keeping important papers in a secure location away from home. Taking pictures of various rooms and their contents is also a great way to document the contents.
- Call your insurance agent or company to inquire about the availability of flood insurance in the area. Keep in mind that flood insurance becomes effective 30 days after it is purchased.
For more information on contractors and finding businesses you can trust, visit www.bbb.org
For 100 years, the Better Business Bureau has been helping consumers find businesses, brands and charities they can trust. In 2012, consumers turned to BBB more than 100 million times for Business Reviews on more than 4 million companies and Charity Reports on 11,000 charities, all available for free at www.bbb.org. The Council of Better Business Bureaus is the umbrella organization for 114 local, independent BBB's across the United States and Canada, as well as home to its national programs on dispute resolution and industry self-regulation.
For more information, journalists should contact Jessica Tharp at 309-670-1182 or email@example.com